Fact Based List:
Sara R. Collins: Four Reasons that the ACA Pre-Existing Condition Insurance Plan Program is Not a Long-Term Solution for Universal Coverage
Submitted by jryan@mcol.com on Thu, 04/25/2013 - 17:37
- The PCIP Program Has Experienced Lower-than-Expected Enrollment: The program’s low enrollment relative to the millions of uninsured Americans reflects the program’s lack of premium subsidies
- The PCIP Program Has Experienced Higher-than-Expected Per-Enrollee Claims Costs: Like the existing state high-risk pools, premiums in the PCIP program have run well short of claims costs
- High-Risk Pools Are Not a Long-Term Solution for Expanding Health Insurance Coverage: The experiences of the PCIP program demonstrate the inefficiency of segmenting insurance risk pools
- Older Adults with Health Problems with Low and Moderate Incomes Will Face Far Lower Premiums in 2014 for Plans Offered Through the Marketplaces Compared with the PCIP Program
Source: The Commonwealth Fund
Source URL: http://www.commonwealthfund.org/Publications/Testimonies/201...
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